PPF Calculator
Calculate your PPF Maturity Amount, Total Interest, and Investment Growth instantly. 100% Free - No registration required!
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Calculate your PPF Maturity Amount, Total Interest, and Investment Growth instantly. 100% Free - No registration required!
Calculate your PPF maturity amount with current interest rate of 7.1%
| Year | Total Investment (₹) | Total Interest (₹) | Balance (₹) |
|---|---|---|---|
| 1 | ₹ 150,000.00 | ₹ 10,650.00 | ₹ 160,650.00 |
| 2 | ₹ 300,000.00 | ₹ 32,706.15 | ₹ 332,706.15 |
| 3 | ₹ 450,000.00 | ₹ 66,978.29 | ₹ 516,978.29 |
| 4 | ₹ 600,000.00 | ₹ 114,333.75 | ₹ 714,333.75 |
| 5 | ₹ 750,000.00 | ₹ 175,701.44 | ₹ 925,701.44 |
| 6 | ₹ 900,000.00 | ₹ 252,076.24 | ₹ 1,152,076.24 |
| 7 | ₹ 1,050,000.00 | ₹ 344,523.66 | ₹ 1,394,523.66 |
| 8 | ₹ 1,200,000.00 | ₹ 454,184.84 | ₹ 1,654,184.84 |
| 9 | ₹ 1,350,000.00 | ₹ 582,281.96 | ₹ 1,932,281.96 |
| 10 | ₹ 1,500,000.00 | ₹ 730,123.98 | ₹ 2,230,123.98 |
| 11 | ₹ 1,650,000.00 | ₹ 899,112.78 | ₹ 2,549,112.78 |
| 12 | ₹ 1,800,000.00 | ₹ 1,090,749.79 | ₹ 2,890,749.79 |
| 13 | ₹ 1,950,000.00 | ₹ 1,306,643.02 | ₹ 3,256,643.02 |
| 14 | ₹ 2,100,000.00 | ₹ 1,548,514.68 | ₹ 3,648,514.68 |
| 15 | ₹ 2,250,000.00 | ₹ 1,818,209.22 | ₹ 4,068,209.22 |
₹500 per year
₹1,50,000 per year
15 years (extendable)
Under Section 80C
Currently 7.1% (compounded yearly)
Tax-free maturity amount
PPF (Public Provident Fund) is a government-backed savings scheme in India that offers tax benefits under Section 80C. It has a 15-year lock-in period and the maturity amount is tax-free.
The current PPF interest rate is 7.1% per annum (compounded yearly). The rate is reviewed quarterly by the government.
Minimum annual investment is ₹500 and maximum is ₹1,50,000. You can invest in lump sum or monthly installments.
Yes, PPF offers EEE (Exempt-Exempt-Exempt) tax status. The investment is tax-deductible under Section 80C, interest earned is tax-free, and maturity amount is also tax-free.
Partial withdrawals are allowed after 7 years from the date of account opening. You can withdraw up to 50% of the balance at the end of the 4th year.
Yes, you can extend your PPF account in blocks of 5 years after the initial 15-year maturity period.
Our calculator uses the standard PPF formula: A = P × ((1+r)^n - 1)/r × (1+r). Results are accurate to 2 decimal places. Interest is compounded yearly as per PPF rules.